Answer
Yes—sand reflects UV and gusts tilt canopies, leaving shoulders and legs exposed. Reapply after swimming even when you sit in shade. Umbrellas reduce burn risk; they do not replace SPF, hats, and midday breaks.
Sources: Ocean City Beach Patrol · Visit Ocean City
Editorial visitor guidance for Ocean City, Maryland. Confirm current Town of Ocean City, Maryland DNR, NPS Assateague, and NWS rules when regulations or safety apply.
