Answer
Policies vary—small pier grills may be cash-first while larger counters take cards with minimums. Carry small bills for tips and bait-shop combos. ATM fees hurt on impulse pier runs; batch cash at mainland banks.
Sources: Visit Ocean City · Town of Ocean City
Editorial visitor guidance for Ocean City, Maryland. Confirm current Town of Ocean City, Maryland DNR, NPS Assateague, and NWS rules when regulations or safety apply.
