Answer
Cash still helps for beach attendants, housekeepers, and some small counters; card tipping is standard at full-service restaurants. ATMs near the Boardwalk can have lines and fees—get tip cash earlier in the day. Never tip with room keys or IOUs.
Sources: Town of Ocean City · Visit Ocean City
Editorial visitor guidance for Ocean City, Maryland. Confirm current Town of Ocean City, Maryland DNR, NPS Assateague, and NWS rules when regulations or safety apply.
