Answer
Travel insurance can help with cancellations when storms disrupt lodging or travel, but policies differ on named storms and timing. Read exclusions before you buy. Official watches and lodging communications should guide final go/no-go decisions.
Sources: Visit Ocean City · National Weather Service · Town of Ocean City
Editorial visitor guidance for Ocean City, Maryland. Confirm current Town of Ocean City, Maryland DNR, NPS Assateague, and NWS rules when regulations or safety apply.
